Landstoxx

Effective Date: 1 September 2025

Last Updated: 25 August 2025

This Investment Risk Policy explains the significant risks associated with investing through the Landstoxx platform. All investors must read, understand, and accept these risks before using our services.

Your Capital Is At Risk

Investing in property crowdfunding is a high-risk activity. You could lose some or all of the money you invest. Returns are not guaranteed, and you should not invest more than you can afford to lose.

1. Purpose of the Policy

This policy aims to ensure all investors are fully aware of the potential risks, including but not limited to financial loss, illiquidity, and lack of diversification. This is not an exhaustive list of all possible risks.

2. Key Investment Risks

a) Risk of Total Capital Loss

Property development projects can fail for various reasons, including planning issues, construction delays, or market downturns. If a project fails, your investment value could drop to zero.

b) Illiquidity Risk

While Landstoxx provides a secondary market (MX) to facilitate trading, there is no guarantee you will be able to sell your shares quickly or at your desired price. Liquidity depends on the availability of buyers.

c) Lack of Diversification

Investing a large portion of your capital in a single project is high-risk. We strongly recommend diversifying your investments across multiple projects, asset classes, and platforms to mitigate risk.

d) Market & Economic Risk

Property values can fall due to economic recessions, interest rate changes, or shifts in market demand. This can negatively impact project returns and rental income.

e) Developer & Project-Specific Risk

The success of an investment depends on the developer's ability to complete the project successfully. Despite our due diligence, developers may face insolvency or operational failures.

3. Risk Mitigation & Investor Protection

How We Mitigate Risk

Rigorous Due Diligence: Our PMS team vets all developers and projects before listing.
Escrow Protection: Investor funds are held securely and only released upon meeting milestones.
Investor Categorisation: We conduct appropriateness tests to ensure investors understand the risks.
Transparency: All known risks and project details are disclosed to investors.

These measures reduce but do not eliminate risk. The final investment decision is yours.

4. Appropriateness Assessment

In line with FCA rules, all retail investors must complete an appropriateness questionnaire to demonstrate their understanding of the risks. You may be restricted from investing if you do not pass this assessment.

5. Investor Acknowledgement

By investing through Landstoxx, you confirm that you:

Have read and understood this Investment Risk Policy.
Acknowledge that your capital is at risk and returns are not guaranteed.
Accept that property crowdfunding is a high-risk investment.
Have considered seeking independent financial advice.

For questions regarding this policy, please contact support@landstoxx.com.

Investment Risk Policy

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